Last Updated: November 22, 2025

Frederique Niel DBA Ma Business Coach ("we," "us," or "our") is committed to protecting your privacy in accordance with British Columbia's Personal Information Protection Act (PIPA) and applicable Canadian federal laws. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website desidees.biz (the "Site") and purchase licenses to access our digital card decks.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

1. Information We Collect

We collect information only for the purposes authorized by you or as required by law.

A. Personal Data Personally identifiable information, such as your name, email address, and telephone number, that you voluntarily give to us when you:

• Create an account to access the digital card decks.

• Purchase a license for a specific duration.

• Subscribe to our newsletter or download free resources.

• Contact us via our support forms.

B. Derivative Data (Log Files) Information our servers automatically collect when you access the Site, such as your IP address, browser type, operating system, access times, and the specific digital decks you access.

C. Financial Data We do not store full credit card numbers on our servers. All financial transactions are processed by third-party providers (e.g., Stripe, PayPal), whose privacy policies and security practices govern the storage of your financial data.

2. How We Use Your Information

We collect and use your personal information for the following specific purposes:

• License Management: To verify your purchase, track license duration, and grant access to the specific digital card decks included in your plan.

• Transaction Processing: To process payments, renewals, and issue receipts.

• Account Administration: To manage your registration and send you administrative notices (e.g., password resets, renewal reminders).

• Service Improvement: To analyze usage trends and improve the functionality of our digital products.

• Legal Compliance: To comply with PIPA and other applicable laws.

3. Disclosure of Your Information

We do not sell your personal information. We may disclose your information to third-party service providers who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential and comply with privacy standards comparable to PIPA. These include:

• Payment Processors: (e.g., Stripe, PayPal)

• Email Delivery Systems: (e.g., for sending login credentials)

• Website Hosting & Analytics: (e.g., Google Analytics)

4. Security and Data Storage

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected or as required by law. We use administrative, technical, and physical security measures to protect your personal information against unauthorized access, collection, use, disclosure, copying, modification, or disposal.

5. Your Rights (Access and Correction)

Under PIPA, you have the right to:

• Access: Request access to the personal information we hold about you and information about how we have used or disclosed it.

• Correction: Request that we correct any errors or omissions in your personal information.

• Withdraw Consent: Withdraw your consent for us to use your information at any time, subject to legal or contractual restrictions (note: withdrawing consent may limit your ability to use the Service).

To exercise these rights, please contact our Privacy Officer using the contact information below.

6. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights under PIPA, please contact:

Frederique Niel DBA Ma Business Coach Email: info@desidees.biz Website: https://desidees.biz Location: British Columbia, Canada